Kotak Liquid Fund

CAGR

inception 6.81%

CAGR

Since inception

6.81%

Overview

If you had invested ₹

and stayed invested till

it would have become ₹ 2203 i.e. CAGR of 6.82%

About Kotak Liquid Fund

Kotak Liquid Fund is a debt scheme with the objective of providing reasonable returns with high level of liquidity. The scheme seeks to achieve the investment objective through investments in judicious mix of money market instruments, corporate bonds and sovereign securities.

Sector	Portfolio weight
Commercial Paper (CP)/Certificate of Deposits (CD)	85.84 %
Treasury Bills	19.87 %
Debentures and Bonds	2.09 %
Government Dated Securities	0.26 %
Alternative Investment Fund	0.22 %
Net Current Assets	-11.74 %

Performance

Historical Returns (as per SEBI format) as on

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Liquid Fund - Direct (G)	6.82%	5.36%	6.41%	7.44%	3.55%	22,028.97	12,981.75	12,050.55	10,744.36	10,355.06
Crisil 1 Yr T-Bill Index	6.43%	4.57%	4.47%	2.51%	0.00%	20,260.96	12,504.29	11,401.40	10,251.33	10,000.00
Nifty Liquid Index	6.78%	5.45%	6.52%	7.46%	3.58%	21,934.58	13,041.17	12,085.46	10,745.96	10,357.75
NIFTY Liquid Index A-I	6.78%	5.36%	6.46%	7.42%	3.53%	21,926.23	12,985.99	12,065.56	10,741.68	10,352.76

As on Dec 20, 2024

Rolling Returns

		10 Year	7 Year	5 Year	3 Year
Average	6.53	6.34	6.34	6.39	6.72
Maximum	6.74	7.87	8.24	8.95	9.90
Minimum	6.36	5.71	5.19	4.04	3.24
% times +ve returns	100	100	100	100	100
% times returns >	-	22.64	34.66	41.08	53.65

The returns are of Direct Growth Plan. Returns are calculated since inception with daily rolling frequency for the respective periods.

NAV Movement Download

From

Nav movement shows Nav and Index price of Kotak Liquid Fund since inception. The Scrollbar at the bottom allows user to select range in which he wishes to view the plot. For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.

SWP Calculator

Scheme Name : Kotak Liquid Fund - Direct Plan Growth

NAV Date	NAV	Units	Cash Flow	Scheme Value

Historical Returns (as per SEBI format) as on 30 November 2024

Tenors	CAGR					Current Value of ₹ 10,000 invested
Tenors	Since Inception	5Y	3Y	1Y	6 M	Since Inception	5Y	3Y	1Y	6 M
Kotak Liquid Fund - Direct (G)	6.82%	5.36%	6.41%	7.44%	3.55%	22,028.97	12,981.75	12,050.55	10,744.36	10,355.06
Crisil 1 Yr T-Bill Index	6.43%	4.57%	4.47%	2.51%	0.00%	20,260.96	12,504.29	11,401.40	10,251.33	10,000.00
Nifty Liquid Index	6.78%	5.45%	6.52%	7.46%	3.58%	21,934.58	13,041.17	12,085.46	10,745.96	10,357.75
NIFTY Liquid Index A-I	6.78%	5.36%	6.46%	7.42%	3.53%	21,926.23	12,985.99	12,065.56	10,741.68	10,352.76

Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007. Different plans have different expense structure. The performance details provided herein are of direct plan. "Past performance may or may not be sustained in future. All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark" Alpha is difference of scheme return with benchmark return.

Fund

Tier 1 Benchmark

Tier 2 Benchmark

Kotak Liquid Fund (An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk)

This open ended fund Scheme is suitable for investors seeking

Income over a short term investment horizon
Investment in debt & money market securities

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

The above riskometer is based on the scheme portfolio as on 30 November 2024 . An addendum may be issued or updated on the website for new riskometer.

PRC Matrix

Potential Risk Class matrix consisting of parameters based on maximum interest rate risk (measured by Macaulay Duration (MD) of the scheme) and maximum credit risk (measured by Credit Risk Value (CRV) of the scheme).

Start Date of the Investment is considered as 1st of Every Month. Exit Load, Stamp Duty & STT are ignored for ease of calculation. Data Source: We have considered NAV Direct Plan Growth Option for the above scheme, Past Performance may or may not be sustained in the future. In view of the individual nature of tax consequences, each unit holder is advised to consult their tax advisors. All figures and other data given in this document are as of 30 November 2024. The same may or may not be relevant at a future date. The AMC takes no responsibility for updating any data/information in this material from time to time. The information shall not be altered in any way, transmitted to, copied, or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without the prior written consent of Kotak Mahindra Asset Management Company Limited. Kotak Mahindra Asset Management Company Limited (including its affiliates), the Mutual Fund, The Trust and any of its officers, directors, personnel, and employees shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as well as any loss of profit, in any way arising from the use of this material in any manner. Further, the information contained herein should not be construed as a forecast or promise. The recipient alone shall be fully responsible/liable for any decision taken based on this material.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Details

Benchmark NIFTY Liquid Index A-I

AUM: ₹ 34,539 Cr. As on 30-Nov-2024

Allotment date: January 01, 2013

AAUM: ₹ 38,256 Cr. As on 30-Nov-2024

Fund Managers

Mr. Deepak Agrawal See All Funds Managed

Key Ratios as on 30-Nov-2024

Portfolio turnover ratio

0.00%

Expense Ratio (Direct) **

0.20

Expense Ratio (Regular) **

0.31

Source: *ICRA MFI Explorer ## Risk rate assumed to be % (FBIL Overnight MIBOR rate as on NA) **Total Expense Ratio includes applicable B30 fee and GST.

Source: *ICRA MFI Explorer

## Risk rate assumed to be %

(FBIL Overnight MIBOR rate as on NA)

**Total Expense Ratio includes applicable B30 fee and GST.

Available Plans/Options

A) Regular Plan B) Direct PlanOptions: Payout of IDCW, Reinvestment of IDCW & Growth (applicable for all plans)

Minimum Investment Amount

Initial Investment: Rs100 and any amount thereafter

Additional Investment: Rs100 and any amount thereafter

Ideal Investments Horizon: 7 days to a month

Load Structure

Entry Load: Nil

Exit Load: a. Exit load shall applicable be as per the graded basis as specified below: For Redemption if Units Within 1 Day Applicable Exit Load is 0.0070%, For Redemption if Units Within 2 Day Applicable Exit Load is 0.0065%, For Redemption if Units Within 3 Day Applicable Exit Load is 0.0060%, For Redemption if Units Within 4 Day Applicable Exit Load is 0.0055%, For Redemption if Units Within 5 Day Applicable Exit Load is 0.0050%, For Redemption if Units Within 6 Day Applicable Exit Load is 0.0045%, For Redemption if Units After 7 Days Applicable Exit Load is Nil Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load. b. The revised exit load shall be effective for all fresh investments c. The revised load structure will be applicable for Insta Redemption facility as per the applicable circular. d. Applicability of revised exit load on redemption /switch-out of units would be done on First in First out Basis ('FIFO').

Fund

Tier 1 Benchmark

Tier 2 Benchmark

Kotak Liquid Fund (An open ended liquid scheme. A relatively low interest rate risk and moderate credit risk)

This open ended fund Scheme is suitable for investors seeking